Insurance

[carrbowl]

I'm trying to get my insurance list together for PPA...I have a 10D...does anyone know how you price it?? And what do you do about your computer and all the programs on it??

[bondarnes]

You can put down what you paid for it, but premiums are based on so much per $100.00 value. I would put down what it would cost to replace it with comparable equipment. So computers and cameras would be depreciated, but software might actually be higher than when you purchased it.

[SCone]

I had all my equipment stolen in September, replaced it all under my homeowners. Had replacement cost or else it would have cost me big-time.

[carrbowl]

so you do list all your software stuff??

[bondarnes]

Originally Posted by carrbowl

so you do list all your software stuff??

Only software you would want to keep.

[KdLaneJr]

Don't overlook your operating system...

[carrbowl]

ya know...it's kind of scary when you put it all on paper and add it up

[SCone]

Don't be surprised at the amount. Mine added up to almost $8k.

[swanny338]

I finally got insurance 3-4 months ago. I have a spread sheet with makes, models, serial numbers, replacement value and pictures. Which is backed up like twice. After adding it all up, it was quite a bit higher than I expected.

[akimartymar]

I think Hill & Usher has one of the better insurance policies that I've found for photographers. Not only does it cover equipment and liability, but also lost data if you have a card go bad or hard drive fail.

[a2rob]

Originally Posted by akimartymar

I think Hill & Usher has one of the better insurance policies that I've found for photographers. Not only does it cover equipment and liability, but also lost data if you have a card go bad or hard drive fail.

I received a quote from H&U but went with PPA insurane much better deal plus 200.00 cheaper.