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This is a discussion on Insurance within the Business Talk forums, part of the Business Discussion category; OK, Since I currently do not make a living as a photographer I have an excellent rider for my gear. ...

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Insurance - 06-16-2008, 09:41 AM


OK, Since I currently do not make a living as a photographer I have an excellent rider for my gear. Like 40 dollars a year for about 4000 full coverage.

My question is what sort of plans/coverage is there for the business photographer?
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06-16-2008, 10:05 AM


Quote:
Originally Posted by Crawleyphoto View Post
OK, Since I currently do not make a living as a photographer I have an excellent rider for my gear. Like 40 dollars a year for about 4000 full coverage.

My question is what sort of plans/coverage is there for the business photographer?
PPA has an excellent plan but will cost you about ten times as much as your homeowners rider/ which would likely not cover a professional.
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06-16-2008, 11:11 AM


Yep, PPA plan is all risk, worldwide.

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06-16-2008, 11:21 AM


I've looked at most of them and the PPA plan through Marsh is the best for the $. I have $21,000 in coverage for $475/year which is worldwide coverage and $100 deductible. It was about 1/2 of what the NPPA insurance was through "Hill & Usher"(?) with a $500 deductible.

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Last edited by dbphotos; 06-18-2008 at 05:33 PM..
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