Insurance

[Crawleyphoto]

OK, Since I currently do not make a living as a photographer I have an excellent rider for my gear. Like 40 dollars a year for about 4000 full coverage.

My question is what sort of plans/coverage is there for the business photographer?

[CaptainTom]

Originally Posted by Crawleyphoto

OK, Since I currently do not make a living as a photographer I have an excellent rider for my gear. Like 40 dollars a year for about 4000 full coverage.

My question is what sort of plans/coverage is there for the business photographer?

PPA has an excellent plan but will cost you about ten times as much as your homeowners rider/ which would likely not cover a professional.

[Howard Barlow]

Yep, PPA plan is all risk, worldwide.

[dbphotos]

I've looked at most of them and the PPA plan through Marsh is the best for the $. I have $21,000 in coverage for $475/year which is worldwide coverage and $100 deductible. It was about 1/2 of what the NPPA insurance was through "Hill & Usher"(?) with a $500 deductible.