Camera Insurance

[venchka]

Originally Posted by johnastovall

I use what's called an "Inland Marine" or "Personal Articles policy." It has no dedectiable and is 1.37 per hundred. I get it from State Farm.

I do the same. All risk. No deductable. Non-commercial use. I provide a list with serial numbers and insured value. State Farm, who didn't drop me after my home in New Orleans was damaged by Katrina.

[wjmphoto]

If you advertise through wedj.com you can get business liability insurance and equipment coverage for dirt cheap.

[jamesw]

Good thread. I use DEPP (Divers Equipment Protection Program) to insure my camera gear. They are specially set up to deal with flooding claims but also cover for damage and theft. I had a claim w/ them recently for a 5D and it went smoothly. I think the deductible is $300.

I had $14k worth of camera equipment stolen from my house a few years back and made a claim on my homeowners for it (before DEPP). They paid the claim after a LOT of griping, but at the end of the year they dropped me. Just a word to the wise.

Sincerely,
James Wiseman

[Shoshana]

I have a PAP with State Farm too. I talked to them and as long as you don't have more than one claim a year, they're fine. I'm currently on my 3rd claim in 8 years and so far so good.

[Andrew]

I have Allstate and have had a rider put on my homeowners insurance to cover my camera gear. I think I have $6,000.00 insured for $80.00 a year.
Andy