I don't encrypt anything right now. I'm completely naked to the world.
I'm glad to see that encryption and security is so much in demand, though. Apart from simply protecting my data, that practice might help me get a job. I just completed my Security+ class, and I should be studying to take the CompTIA Security+ Certification exam.
As for a determined hacker being able to read anything you encrypt, I should point out that a new GpCode trojan was found in the wild a few weeks ago. This trojan takes advantage of a flaw in old versions of PDF files to load a program that partly encrypts and overwrites several types of files on your hard drive using two types of secure public key encryption, RSA-1024 and AES-256. These apparently are virtually impossible to break, as the only fix for the problem is to reload from backups.
GpCode-like Ransomware Is Back - Securelist