Remember to check you debit/credit card accounts DAILY

[Lexie]

Someone might be using you info/cards to shop in LONDON with the lowlife hacker that confiscated my info!!! I would like to drag that individual out behind the barn (or the court house square) & show them all the curves/sturdiness of a well cured Bodark post!!!

I did catch it before to much damage had occuerd! Just thought I'd pass this along as a reminder for others to keep an eye on their accounts because the lowlife hackers certainly are!! Merry Christmas!!!

[ronocnikral]

unfortunately, CC/banks accept the liability for this fraud, rather than fight it.

some excellent stories on the Credit Card black market.

The Tuesday Podcast: Inside The Credit Card Black Market : Planet Money : NPR

How To Buy A Stolen Credit Card : Planet Money : NPR

[tukaniray]

Yeah, my wife just went through this a couple of weeks ago, and like Ron said, most banks just take the hit and refund you the dough taken.

I have had that happen to me last year, but I do agree to keep an eye out on personal accounts especially during This Holiday Season.

-Ray-

[Howard Barlow]

My son had the same thing happen a couple of years ago. Someone emptied his account of a couple G's. The bank caught it almost immediately, closed the account, already had new account set up and cards on the way same day.

[ttusa]

So sorry for your troubles I had my purse stolen three weeks ago, and I'm dealing with the ensuing mess. You and I can find those criminals and give them a good kick (or two or three).

[KenJulio]

y'all are being too nice with the kicks. string the f'ers up by the bollocks, one at a time, when they get feeling again, hang the other side. Guarantees, there wont be anymore future idiots running around.

[ChrisTX]

Someone in England was using my cc to make small charges on a pay as you go phone. I assume a company i purchased from online had lax security and had their stuff hacked.

[duronboy]

You definitely want to check with your bank to see what their policy regarding fraud is. My dad's debit card was robbed of $1,500 from some place in florida. He called the bank within 12hrs and they were unable to refund his money. I think an actual credit card is safer in these situations, since there's some delay in the money actually changing hands. Debit cards just shoot the money on over.

[SCone]

You hope that it's only about money, it can be replaced. When it moves into your medical history or turns you into a criminal, then it's serious. I help solve the problem for people & trust me on this one... it's not easy. You want a team going to battle for you on this one.

[Lexie]

Originally Posted by ronocnikral

unfortunately, CC/banks accept the liability for this fraud, rather than fight it.

some excellent stories on the Credit Card black market.

The Tuesday Podcast: Inside The Credit Card Black Market : Planet Money : NPR

How To Buy A Stolen Credit Card : Planet Money : NPR

That's true, Ron, but in the end it winds up costing us in the long run. I contacted my bank & they shut the account down. There had been another purchase, but it was denied.

Originally Posted by tukaniray

Yeah, my wife just went through this a couple of weeks ago, and like Ron said, most banks just take the hit and refund you the dough taken.

I have had that happen to me last year, but I do agree to keep an eye out on personal accounts especially during This Holiday Season.

-Ray-

Yes, the lady at the bank typed up a letter to send to the place/people/what/where ever the bus & plane ticket was purchased informing them the card was used illegally & requesting a refund. She said it would be refunded not sure just when. This is the first time I've had to deal with something like this. Hope it's the last!!

Originally Posted by Howard Barlow

My son had the same thing happen a couple of years ago. Someone emptied his account of a couple G's. The bank caught it almost immediately, closed the account, already had new account set up and cards on the way same day.

WOW! Glad they caught it! They said the new cards could take a week to get here because of the holidays.

Originally Posted by ttusa

So sorry for your troubles I had my purse stolen three weeks ago, and I'm dealing with the ensuing mess. You and I can find those criminals and give them a good kick (or two or three).

Oh my, Theresa. Sorry that happened! Hope you get it cleared up soon! Hummm.......I think they need more than kicking! Beating is more like it!! Hate it when people think they have the right to steal from others! I hope our thieves end up in jail for a long time!!

Originally Posted by KenJulio

y'all are being too nice with the kicks. string the f'ers up by the bollocks, one at a time, when they get feeling again, hang the other side. Guarantees, there wont be anymore future idiots running around.

I like your way of thinking Ken. While their hanging there I can show them the straights & rough sides of one of those well cured bodark posts.

Originally Posted by ChrisTX

Someone in England was using my cc to make small charges on a pay as you go phone. I assume a company i purchased from online had lax security and had their stuff hacked.

I've been trying to think where it could of been hacked at/from, but figure I will never know.

Originally Posted by duronboy

You definitely want to check with your bank to see what their policy regarding fraud is. My dad's debit card was robbed of $1,500 from some place in florida. He called the bank within 12hrs and they were unable to refund his money. I think an actual credit card is safer in these situations, since there's some delay in the money actually changing hands. Debit cards just shoot the money on over.

I usually don't check my account daily, but since I'd been shopping, I just did. No reason or suspicions just did. SO glad I did!! I agree that credit cards may be the safer way to go. Those need to be checked daily also!

Originally Posted by SCone

You hope that it's only about money, it can be replaced. When it moves into your medical history or turns you into a criminal, then it's serious. I help solve the problem for people & trust me on this one... it's not easy. You want a team going to battle for you on this one.

I hope it stops with only the money!! I can see where it can turn into a nightmare! Tampering with medical history or making the innocent the criminal would be a nightmare! Hope I never have to deal with that!

[TxTowman]

I just opened a chase account and get texts every time my card is used.

[Lexie]

Originally Posted by TxTowman

I just opened a chase account and get texts every time my card is used.

I think I would like that too. Would possibly be easy to stop thefts quicker. Then again I suppose the hackers will always find a way!!!

[Lexie]

The bank just called to let me know that they will be able to refund all the money except 14 cents that has to do with exchange!?!? And they tried to make another $5?.?? purchase, but was blocked! Hope they are caught!!!! AND PUNISHED!!!!!

[TheFantasticG]

This has happened to the Wife and myself a few times in the last ten years. The banks take care of the money stolen, but any fees incurred directly due to the stolen money will not be refunded. Just FYI.

[carrbowl]

Originally Posted by duronboy

You definitely want to check with your bank to see what their policy regarding fraud is. My dad's debit card was robbed of $1,500 from some place in florida. He called the bank within 12hrs and they were unable to refund his money. I think an actual credit card is safer in these situations, since there's some delay in the money actually changing hands. Debit cards just shoot the money on over.

I have never heard of a bank not doing that??? that is weird...I think I would be looking for another bank.