Camera Insurance??

[gherrry]

Does anyone here insure theire equipment?? If so i'd like to know more. . . i mean really who would'nt want to insure $5,000+ worth of equipment?

[Davidtxs]

i hvae mine thru State Farm its just a rider they add to my other lines its cheap about 70 a year or so it covers drops and damage also lol

[steve817]

David is your rider good for world wide coverage?

[Glassman]

I just switched to Farmers and my agent told me my equipment was covered up to 10% of the home value, even in my car but now that you mention it, I will be checking out the policy when it comes in. Thanks for posting.

[mjdmike]

Most homeowners policies should cover it, to a % as glassman states. But it's worth calling to verify. Even if stolen from your vehicle, it's covered by homeowners.

[johnastovall]

Originally Posted by mjdmike

Most homeowners policies should cover it, to a % as glassman states. But it's worth calling to verify. Even if stolen from your vehicle, it's covered by homeowners.

It's is never a good idea to cover you equipment on your homeowner policy.

Get a Personal Articles police or Inland Marine. Then you homeowners rate won't be affected by claims and you are covered in at all times and places in the U.S.

[Davidtxs]

Originally Posted by steve817

David is your rider good for world wide coverage?

wow that i dont know i should have also said i have it covered for theft on my renters ins i also have the rider that i call my Dumbass Policy in case i drop it or bang it somehwere or ever loose it lol

[gherrry]

Originally Posted by Davidtxs

i hvae mine thru State Farm its just a rider they add to my other lines its cheap about 70 a year or so it covers drops and damage also lol

so is this strictly for you equipment??

[Davidtxs]

actually you can get anything i assume my laptop is also on it i got it after i LOST my old laptopp lol (dam did i just admit to that?)

[johnastovall]

Originally Posted by Davidtxs

wow that i dont know i should have also said i have it covered for theft on my renters ins i also have the rider that i call my Dumbass Policy in case i drop it or bang it somehwere or ever loose it lol

State Farm's is only good in the United States. Overseas coverage for anything is a very different kind of coverage....

[Wil_Bloodworth]

I have a Hill & Usher policy... it totally rocks! Wish I had it before all my gear was stolen!

- Wil

[steve817]

I had contacted Hill and Usher, they wanted way too much and were trying to give me more coverage than I wanted or needed.

I'm looking for something that will cover me both at home and overseas. Hill and Usher quoted me $500.00 a year for $7000.00 worth of equipment. They quoted me as if I were a business which I am not. They said individual coverage would have been more expensive.

[Ahh!]

ouch!

[Daniel Bates]

I'm going to get my stuff insured pretty soon... but $500 a year is tough to stomach. Is Zurich much less?

[wadebarker]

I think I pay between $300-400 for my State Farm policy that covers everything including theft, loss, and damage (in the US) for all my gear. Some of those other companies are pretty steep it sounds like, I've never had to file on mine and I pray I never do.